SERVICES
Which Services Are Right For You?
Tax Preferred Accumulation
There are 4 types of money: Free Money, Tax-Free Money, Tax-Deferred Money, and Taxable Money. Smart tax-preferred planning in the present can have a significant impact on the future for you and your loved ones. We help you ensure that your assets are in the most tax preferred status possible, and that your money is only taxable when absolutely necessary.
Personal Pension
As a Young Professional, not only do you need to be able to rely on a strong pension plan, but you need to be able to retrieve those funds tax free and when you need them. With our Tax Free Pension Plan, you’ll find out how to maximize your current income to ensure your future goals. And, unlike the majority of Millennials, you will have access to a time tested financial strategy to set you apart and bring you peace of mind.
Smart Money
Smart people have smart money – money they can access anytime. Whether it’s for emergency, business, or play, your money should work for you and be available when you need it most. We know that you work hard (and occasionally play hard). Your money should too. We can help.
Replacement of Social Security Strategies
The current generation can no longer count on the safety nets enjoyed by their grandparents. Pensions are rarely available in the workforce and according to Transamerica Center for retirement studies, 80% of millennials say they are worried Social Security won’t be there for them when they retire. If nothing is done the system will begin paying out more in benefits than it receives in revenue by 2022 and will be completely depleted by 2034. Thankfully simple directives enacted now will secure your future financial success.
Smart Money
Smart people have smart money – money they can access anytime. Whether it’s for emergency, business, or play, your money should work for you and be available when you need it most. We know that you work hard (and occasionally play hard). Your money should too. We can help.
Retirement Income Strategies
Previous generations have taken retirement benefits for granted – not so with Gen X. No longer can we rely on employer pensions for a secure retirement, and according to the Social Security Administration’s 2015 report, Social Security benefits are on track to be depleted by 2034. Fortunately, Flagship Financial is here for you. Our financial professionals will guide you through the strategies to enact that will mitigate these concerns and empower your retirement.
Tax Preferred
There are 4 types of money: Free Money, Tax-Free Money, Tax-Deferred Money, and Taxable Money. Smart tax-preferred planning in the present can have a significant impact on the future for you and your loved ones. We help you ensure that your assets are in the most tax preferred status possible, and that your money is only taxable when absolutely necessary.
Tax Free Personal Pension
As a Thriving Professional, not only do you need to be able to rely on a strong pension plan, but you need to be able to retrieve those funds tax free and when you need them. With our Tax Free Pension Plan, you’ll find out how to maximize your current income to ensure your future goals. And, unlike the majority of Gen X’ers, you will have access to a time tested financial strategy to set you apart and bring you peace of mind.
Retirement Income Planning
According to the Insured Retirement Institute 75% of retirees believe that they will fully deplete their assets in retirement. American retirees are not only living longer and healthier lives than their predecessors, they feel less secure and unprepared for retirement with the nest eggs they currently have put aside. Thankfully, with a comprehensive planning strategy, many can alleviate these fears and properly mitigate their risks to ensure they will never fully exhaust their resources.
Distribution Phase Planning
You spend your whole life accumulating the assets that you hope to use for retirement, but no one ever warns you of the pitfalls you face when you need to take what you’ve grown. You may have accumulated a nice nest egg, but how large is your legacy really when you compare it to the numbers you see written on a page? Our experts show you how to maximize what you have and how to guarantee you will never run out of money all while protecting what you have for the next generation.
Medicare
Medicare handles 15% of the population and finances about 1/5th of all health care spending in the United States. Over 90 million people are projected to be on Medicare within the next 25 years and the reports indicate there we are facing significant short falls to the system in the years to come. Your health is the most important asset you and your loved ones have. Navigating the system with an expert to guide you is more important now than ever.
Social Security Strategies
Social Security is a key source of financial security throughout your years in retirement. The Board of Trustees reports show that around 61% of retired workers rely on their benefits for at least half of their income monthly. Deciding when to take your income is important, yet for most couples, it is knowing how to replace the income for your loved ones when you are gone that is truly vital. We know the when and how that will secure you and your loved ones peace of mind.
Executive Compensation
Good businesses are built on the backs of good people. Having a good executive compensation strategy in place is important to reward the contributions of your most valuable employees, ensuring that you keep good people for the long haul. We can help.
Business Succession
It’s important to have the peace of mind that your business can successfully continue on in your absence. A business succession strategy can be key to the success and survival of your company. Our financial professionals can help you put in place various strategies to make sure your business transfers successfully – and on your terms.
Key Person Insurance
The death of a key employee could cause serious problems for your business, such as lost sales, lower earnings, and loss of intellectual capital. The cost of hiring and training a new employee could negatively impact your business. We can help you build a strategy to offset those costs and operate smoothly after an unfortunate loss.
Estate Planning
Traditional estate planning always focused on what happened to assets after your death. Not anymore. With Flagship Financial’s estate planning services, we give you the opportunity to enjoy your life now and in retirement, while maximizing the assets you pass on to your family.
Let Us Guide You To Your Financial Destiny
At Flagship Financial, we believe you deserve a level of personal service that is second to none. That’s why we provide you with the highest level of financial expertise and personal service
- We are committed to being your personal navigators, helping you chart the course towards your retirement needs and goals.
- We employ integrity, passion, and a relentless commitment to your future success to help you achieve your financial objectives.
- Our partnerships with over 150 of the Highest Rated insurance providers allow us to offer you a range of solutions tailored to your specific, ever-changing needs and always at the best rates available.
